i now have -40NP in hand ^^
i saved everything in the bank in anticipation for interest, then while playing NQ2 a ghost stole 40NP from me.
i never knew you could go negative

This is quite interesting.
Yes you can go negative but there are not many ways to do so. Getting a specific amount of np stolen is one of them. You can't deposite more np then you have in the bank to make yourself go in negatives though. You will also need to collect 40np to go back to zero..so it doesn't make a big difference.
hehe i noticed -80 before but i thought it was a glitch... never knew ghosts could steal negative money ><
I'm a periodic debtor... those pesky ghost steal my no existent nps and leave me on negatives...
It should has an IF that Random Event
One time I got negative neopoints from playing poogle sloitare a little too much with no luck... Too bad they got rid of it

But I hate the Greedy Kadoatie most of all, I've lost at least 100k to him.
I've never had the Greedy Kadoatie visiting me...